Tech journalist, Mark Kavanagh, on why he thinks our Tech Credit is a great option to consider when kitting yourself out for the college year.
When it comes to back to school or college expenses, or indeed at any time we need to splash out on new kit, Harvey Norman’s Tech Credit is a great option to have. And it’s relatively inexpensive.
Instead of splashing out €1200 upfront on a new laptop for college you can spread the cost of payments over 12 or 24 months. For example, the total cost of a €1000 laptop over 12 months works out at only €1073.60.
There is no deposit involved and if you apply in-store you can get approval within minutes. You can also make your credit application in advance online before you go to the store.
Harvey Norman is the only retailer that offers Tech Credit.
The retail instalment payment plan facility is simple to set up and manage and you can get credit on purchases of up to €5,000. The facility doesn’t just cover laptops. You can use Tech Credit on cameras, printers, tablets, phones and accessories.
Some caveats you need to keep in mind in relation to this service: you must be over 18 years of age and an Irish citizen or permanent resident in Ireland and you must earn a minimum of €21k per year. You will need to bring proof of your PPS number and address with you along with a credit or debit card and photo ID.
The finance is provided by FlexiFi Europe Ltd.
Mark Kavanagh is the Chief Sub Editor of the Irish Daily Star.